How Can We Provide All These Benefits for a $0 Premium?

A common question we hear is, “How can you provide so many benefits for premiums as low as $0?” It’s a great question. Here’s how:

The government pays private insurance companies like us to help take care of people with Medicare. By working smarter, eliminating waste, and focusing on helping our members stay healthy, we are able to save money. We then pass those savings on to our members in the form of generous benefits, lower copays, no deductibles, and low or $0 premiums.

Not only is it great for our members, it is also great for us because it makes us more competitive and helps us attract and keep more members in our plan. It is one of those rare “win-win” situations.


Interested in Learning More About a PHP Advantage Plan?

Talk with a Licensed
Medicare Advisor

Discuss your options with a local, licensed Medicare advisor.

Attend a FREE
Medicare Seminar

Learn more about PHP Advantage plans at one of our FREE local or online seminars.

Request Your FREE
Information Kit

Download your FREE Medicare Information Kit or request a physical copy in the mail.

Schedule a
Personal Consultation

Request one-on-one time with a licensed Medicare advisor via phone, in person or video conference.

COVID-19 vaccinations for those 65 years of age and older are available through Michigan local health departments.
Visit the Michigan Coronavirus Vaccine information web page for a list of health departments offering the vaccine and to schedule your vaccine appointment.

Learn more about how PHP Medicare is helping members through the COVID-19 outbreak.

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